Information for Buyers and Sellers

First Time Home Buyer Programs

Buying your first home can be a very exciting time!  There are many programs for the first time home buyer that can assist with your down payment deposit, offer a lower interest rate and much more.  Please click on the links below for more information.

Missouri Housing Development Commission:

First Place Loan Program

Next Step Program

Fannie Mae:

HomeReady Mortgage

Freddie Mac:

Home Possible Mortgage

Better Family Life:

First Time Homebuyer Assistance

USDA:

The Single Family Housing Guaranteed Loan Program

Consumer Guides

Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate your home buying or selling journey and make the choices that work best for you. Below are  links to some Consumer Guides your local REALTORS® recommend. 

Written Buyer Agreements

Open Houses and Written Agreements

10 Tips for Packing Smartly for a Move

REALTORS®' Duty to Put Client Interests Above Their Own

What Veterans Need To Know about Buying a Home

Offers of Compensation

Negotiating Written Buyer Agreements

Seller Concessions

Multiple Listing Services (MLSs)

Fair Housing

Listing Agreements

Ten Questions to Ask a Buyer's Agent

Ten Questions to Ask a Seller's Agent

Buying Your First Home

Mortgages and Financing

Steps Between Signing and Closing on a Home

Agency and Non-Agency Relationships

The Appraisal Process

Home Inspections Homeowners

Insurance Flood Insurance

Fire Damage and Policy Coverage

Preparing to Sell Your Home

What Goes Into Pricing Your Home

Escrow and Earnest Money

Preparing for Homeownership

Property Taxes

Seller Disclosures

Marketing Your Home

Navigating Multiple Offers

Homeowners Associations

Alternative Listing Options

Deeds and Titles

Buying Land and Building a New Home

Understanding & Protecting Yourself from Title Fraud

Overcoming Barriers to Homeownership

Mortgage Interest Tax Deduction

Your Home & Estate Planning

Buyer's vs. Seller's Market

Assistance Programs

Real Estate Auctions

Making Your Home More Energy Efficient

Buying a Historic Property

Working with a Real Estate Attorney

State and Local Tax (SALT) Deductions

10 Tips for Packing Smartly for a Move

What Is the VA Home Loan Guaranty?

Do You Need Private Mortgage Insurance?

5 Home Selling Tips for Privacy and Safety

How to Protect Against Real Estate Wire Fraud

Understanding Condo Ownership

Real Estate Contract Contingencies

Hiring a Remodeling Contractor

8 Tips for Selling Your Home in Winter

Can't Pay Your Mortgage? You Have Options

How to Make Your Home More Energy Efficient

Thinking of Selling? 7 Factors to Consider

Are You Ready to Invest in Real Estate?

15 Things to Do Before Every Showing

Spotting Deepfake Scams in Real Estate